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Check Your Credit Report
Check Your Credit Report
Credit card companies and lenders rely on credit scores, which determine someone’s chances to borrow money — and how favorable the terms will be.
Think of checking your credit yearly is like Spring cleaning; Spring cleaning is a way to clean out mess.
Check your own score yearly by ordering reports from the three major credit scoring companies: Equifax (www.equifax.com), Experian (www.experian.com), and TransUnion (www.tuc.com).
You may have great credit scores but you never know if something is wrong on your credit that can be straighten out.
Notify the credit bureau of inaccuracies. Close accounts not in use. Request that late payments older than sev…
